- Author: Raymond
- Category: Imana Afya Medical Insurance
Imana Afya Medical Cover: Affordable Medical Insurance for Individuals, Families, Groups and Businesses in Kenya
Healthcare costs in Kenya can become stressful very quickly. One hospital admission, one maternity bill, one outpatient treatment, or one unexpected medical emergency can interrupt a family’s finances overnight. That is why having a practical medical insurance cover is no longer something to think about later — it is something to plan for today.
Imana Afya Medical Cover, offered by Imana Insurance Agency Kenya Ltd in partnership with Birdview Microinsurance, is designed to give individuals, families, groups, and corporate organizations access to affordable and reliable medical protection.
Whether you are looking for personal cover, family medical insurance, group health cover, or an affordable solution for your staff, Imana Afya gives you a practical starting point.
What Is Imana Afya Medical Cover?
Imana Afya is a medical insurance cover that provides key healthcare benefits including:
- Inpatient cover – KSh 500,000
- Maternity cover – KSh 75,000
- Outpatient cover – KSh 75,000
- Dental cover – KSh 10,000
- Optical cover – KSh 10,000
- Last expense benefit – KSh 75,000
This makes it suitable for people who want more than just basic hospital admission support. It brings together everyday healthcare needs, maternity support, dental care, optical care, and last expense support in one cover.
Who Can Take Imana Afya Medical Cover?
Imana Afya works well for:
- Individuals
- Families
- Chamas and welfare groups
- SMEs and businesses
- Corporate organizations
- Staff medical schemes
- Groups looking for shared or structured medical benefits
For families, this cover helps reduce the pressure that comes with unexpected medical expenses. For businesses and organizations, it offers a practical way to support employee welfare without overcomplicating the process.
Key Benefits of Imana Afya
One of the strongest points of Imana Afya is that it is built around real-life medical needs. The cover includes benefits for hospital admission, outpatient care, maternity, dental, optical, and last expense.
The cover also includes support for pre-existing, chronic, psychiatric, congenital conditions and HIV/AIDS-related conditions, subject to the applicable policy waiting periods.
Other key benefits include:
- East Africa territorial limit
- Coverage when travelling within East Africa
- Child dependant entry age limit of 18 years
- Child dependant extension up to 25 years with proof of schooling
- Adult entry age limit of 70 years
- Adult renewal extension up to 100 years
- Last expense benefit included
This makes Imana Afya a strong option for people looking for medical insurance that is not just affordable, but also practical for everyday life.
Why Imana Afya Is a Practical Choice
Medical insurance should not be confusing. Many people delay getting covered because they assume medical cover is too expensive, too complicated, or only meant for large companies.
Imana Afya changes that conversation.
It gives individuals, families, groups, and organizations a simple way to start protecting themselves from medical expenses. Instead of waiting until a hospital bill arrives, you can plan ahead and give yourself peace of mind.
A good medical cover is not just about paying hospital bills. It is about protecting your savings, protecting your family, and avoiding panic when health issues come knocking.
Imana Afya Premiums
The annual inpatient benefit is KSh 500,000, with maternity cover of KSh 75,000.
The inpatient premium options include:
| Category | Annual Premium | M | KSh 8,230
| M+1 | KSh 12,345
| M+2 | KSh 13,826
| M+3 | KSh 15,308
| M+4 | KSh 16,789
| M+5 | KSh 18,271
There is also an optional outpatient benefit of KSh 75,000, with dental and optical benefits of KSh 10,000 each.
| Optional Benefit | Annual Premium | M | KSh 12,190
| M+1 | KSh 21,940
| M+2 | KSh 21,940
| M+3 | KSh 21,940
| M+4 | KSh 21,940
| M+5 | KSh 21,940
This structure makes it easier for clients to choose the level of protection that works for their household, group, or organization.
What Is Required to Apply?
To apply for Imana Afya Medical Cover, you need:
- Copy of KRA PIN
- Copy of National ID or Passport
- Premium payment advice
The process is straightforward, and the Imana team can guide you from quotation to application.
How to Buy Imana Afya Medical Cover
You can request a quotation or start your application online through:
Buy / Quote Links:
Call / WhatsApp:
+254 745 218 460
+254 113 806 810
+254 103 806 588
+254 113 619 635
+254 796 209 402
You can also visit Imana Insurance Agency Kenya Ltd at:
4th Floor, Krishna Centre, Woodvale Grove, Westlands, Nairobi, Kenya
Payment Options
Premium payments can be made through:
- M-Pesa Paybill 880100
Account: PAYMYKAVA - M-Pesa Paybill 7596117
Account: ID Number - NCBA Bank
Account: 4424920017
Imana Afya Wisdom
Health is one of those things people ignore until the bill arrives. But by then, the pressure is already at the door.
Imana Afya Medical Cover gives you a practical way to prepare ahead. It is suitable for individuals, families, groups, SMEs, and corporates looking for affordable medical insurance in Kenya with meaningful benefits.
Do not wait until medical bills become an emergency. Get covered, stay prepared, and protect the people who matter most.
Imana Afya Medical Cover — affordable health protection for real Kenyan lives.
