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It Is Possible To Compliment SHIF With Private Medical Insurance In Kenya

SHIF, the Social Health Insurance Fund, is designed to provide basic healthcare coverage for all Kenyans. However, it may not cover all medical expenses, especially for specialized treatments or extensive hospital stays.   

Here's how private medical insurance can complement SHIF:

  • Enhanced Coverage: Private insurance can provide additional coverage for services not fully covered by SHIF, such as dental care, optical care, surgeries, and certain medications.
  • Wider Network: Private insurance often offers access to a wider network of healthcare providers, including specialized doctors and hospitals.
  • Faster Access: Private insurance can provide faster access to medical services, especially for non-emergency procedures.
  • Cashless Transactions: Many private insurance plans allow for cashless transactions at partner hospitals, making medical expenses more convenient.   

It's important to note that the specific details of how SHIF and private insurance can be combined will depend on the individual insurance plan and the healthcare provider.

To get the most accurate and up-to-date information, it's recommended to:

  1. Consult with a Healthcare Insurance Advisor: They can help you understand the specific coverage of SHIF and recommend suitable private insurance plans to complement it. Visit us online www.imana.co.ke or www.mykava.co.ke. You can also Call/WhatsApp us on +254745218460 or +254113806810
  2. Check with Your Healthcare Provider: Inquire about their acceptance of SHIF and any additional private insurance plans they may accept. 

By carefully considering your healthcare needs and financial situation, you can choose the best combination of SHIF and private insurance to ensure comprehensive coverage for you and your family.

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